I-Splitwise yamahhala vs ekhokhelwayo: yini oyilahla ngempela

“Ingabe imahhala?” ngumbuzo onezimpendulo ezimbili eziqotho, futhi izitolo zama-app zikukhombisa eyokuqala kuphela.

Impendulo yokuqala ithi yebo. Ungalanda i-Splitwise, wenze iqembu, ufake indleko futhi ubone ukuthi ubani okweleta ini ungakhokhelanga muntu lutho. Lokho kuyiqiniso, futhi yingakho kuyiyona ephakanyiswa kuqala kuzo zonke izingxoxo zamaqembu.

Impendulo yesibili ifika kamuva, ngokuvamile ngomzuzu omubi kunayo yonke: yebo, kuze kube. Kuze kube ufake indleko yakho yesithathu namuhla. Kuze kube ufuna islip liskenwe kunokuba libhalwe. Kuze kube isikhangiso silayisha phakathi kwakho nenombolo obuzama ukuyifunda.

Lo umhlahlandlela wokubona lelo kuze kube ngaphambi kokuba likudle usuku — kwi-Splitwise noma kunoma yiliphi ama-app akopisha imodeli yayo.

Izinhlelo zamahhala zilinganiswa ngezindlela ezine ezibikezelekayo

Amanani ayashintsha, futhi noma yini esiyibhalayo lapha ngezinga elithile izophelelwa yisikhathi ekugcineni. Okungashintshi yisimo. Zine kuphela izinto ezisetshenziswayo, futhi uma usukwazi ukuzibona ungahlola noma yiliphi i-app yokwehlukanisa cishe emasekhondini angamashumi ayisishiyagalolunye.

1. Umkhawulo esenzweni esiyinhloko. Owukugadla kakhulu, ngoba into elinganiswayo yiyona nhloso yonke ye-app. Uma kunomkhawulo wokuthi ungafaka izindleko ezingaki ngosuku, awunayo i-app yamahhala enezengezo eziyipremium — unokuzama okungazimemezeli. Kuphinde kwehluleke ngokungalingani: awusoze wakubona ngoLwesibili oluthule futhi uzohlala uhlangana nakho ngeholide yeqembu.

2. Izikhangiso. Akukhokhisi imali, kukhokhisa ukunaka kwakho — futhi ikakhulukazi ukunaka kwakho ngomzuzu ovula ngawo i-app ukuze ubheke ibhalansi. Kufanele futhi uqaphele ukuthi izikhangiso zikamuphi umkhiqizo. Ama-app ezimali adonsa abakhangisi bezimali, futhi ibhena lokuhlanganisa izikweletu elihleli ngaphansi kwamabhalansi akho eholide kuyinto exakile ukuyinika abangane bakho.

3. Ubulula ngemuva kodonga lwenkokhelo. Ukuskena amaslip, ukuguqula imali, izigaba, ukusesha, ukukhipha. Ngayinye ngayodwa izwakala njengento eyengeziwe. Ndawonye ziwumehluko phakathi kwe-app oyisebenzisayo ne-app ohlose ukuyisebenzisa. Ukuguqula imali kuyisibonelo esikhaliphe kunazo zonke: kumahhala kuze kube uphuma ezweni, okuyiso kanye isikhathi iqembu elikudinga ngaso.

4. Idatha yakho njengomkhiqizo. Into ethule kunazo zonke, futhi engekho muntu oyibeka ekhasini lamanani. Uma imodeli yebhizinisi ingabonakali, kufanelekile ukuchitha umzuzu enqubomgomweni yobumfihlo ubheka ukuthi yini eyabelwana nabanye.

Ukuhlolwa kwemibuzo emihlanu

Ngaphambi kokuba ubophele iqembu labantu abayisithupha ku-app — futhi kuwukuzibophezela, ngoba ukubadlulisela futhi kunzima ngempela — buza:

1. Ngingafaka izindleko ezingenamkhawulo, nsuku zonke, kuze kube phakade? Uma kungenjalo, izinga lamahhala kungukuzama.
2. Ingabe ukuskena amaslip kufakiwe? Uma kukhokhelwa, uzobhala amasamba ngesandla, okusho ukuthi ngezinye izikhathi ngeke ukwenze.
3. Ingabe iphatha ngaphezu kwemali eyodwa mahhala? Uma kungenjalo, iyi-app yasekhaya, kungakhathaliseki ukuthi ukukhangisa kuthini.
4. Ingabe imahhala kuwo wonke umuntu eqenjini, noma kimi kuphela? I-app ekhokhisa umuntu ngamunye ayinabasebenzisi abayisithupha, inomsebenzisi oyedwa nezithiyo ezinhlanu.
5. Yenzani uma ngiyeka ukukhokha? Ukufunda kuphela? Ivaliwe? Isusiwe? Ufuna ukukwazi lokhu ngaphambi kokuba idatha yakho ibe lapho, hhayi emva kwalokho.

Noma iyiphi i-app ephendula lokhu kokuhlanu ngokucacile imahhala ngempela. Iningi alenzi kanjalo.

”Kodwa amarandi ambalwa nje ngenyanga”

Kuvamise ukuba njalo, futhi uma i-app ikufanele, ukukhokha kuyinto enengqondo impela. Ngeke senze sengathi isikweletu esikhokhwayo siyihlazo.

Isizathu akusiwo intengo. Yilokho okubekelwa intengo.

Ukukhokhela into eyengeziwe ngempela — ukuhlaziya okujulile, ukukhipha kwe-akhawuntanti, izinga lebhizinisi — kuwukushintshiselana okunobulungiswa. Ukukhokha ukuze ususe umkhawulo owasungulwa ukuze ukhokhe ususe wona kungenye into, futhi abantu bayawuzwa umehluko noma bengakwazi ukuwuchaza. Lowo muzwa yiwona owenza “okunye okungathatha indawo ye-splitwise” kube usesho olumatasa kangaka: akekho okhathazekayo ngokukhokhela inani, futhi wonke umuntu ukhathazekile ngokukhokhela ukususwa kwesithiyo.

Kukhona nenkinga yeqembu. Awuvamile ukuba nguwe wedwa onquma. Isikweletu ojabule ngaso kusenabantu abanye abahlanu okumele manje bakhokhe nabo, noma baphile ngenguqulo enomkhawulo, noma bahoxe — okusho ukuthi iqembu lakho olihlele kahle manje uhhafu lise-app eyodwa uhhafu lisenothini efonini kathile.

Ibukeka kanjani i-app yokwehlukanisa engamahhala ngempela

Amahhala akufanele asho ukuhluthwa. Wonke umsebenzi — ukubhala, ukwehlukanisa ngobulungiswa, ukukhokhelana — kumele usebenze ngaphandle kokushintshana ngemali:

• Izindleko ezingenamkhawulo. Awukho umkhawulo wansuku zonke, awukho owenyanga, awukho nhlobo.
• Azikho izikhangiso. Ikakhulukazi hhayi phakathi kwakho namabhalansi akho.
• Ukuskena amaslip kufakiwe. Sithwebule, futhi indleko izenzele.
• Zonke izinhlobo zokwehlukanisa zifakiwe. Ngokulinganayo, ngamanani anembile, ngamaphesenti, ngezabelo, nento ngayinye — zonke ezinhlanu, ngoba izindleko zangempela azizona zonke ukwehlukanisa okulinganayo.
• Izimali eziningi zifakiwe. Bhala lokho okukhokhile ngempela, ngemali okhokhe ngayo.
• Ukukhokhelana okuhlakaniphile. Izinkokhelo ezimbalwa kunazo zonke ezingenzeka ukwenza wonke umuntu alingane.
• Mahhala kulo lonke ilungu. Akekho okumele athenge okuthile ukuze akukhokhele.

Yilelo izinga esibamba kulo iDonget. Alikho izinga le-Pro elibambe izingxenye eziwusizo, azikho izikhangiso, futhi awukho umkhawulo wansuku zonke ezindlekweni — okuyilo udonga oluthile abantu abaningi abasuke besanda kushayisana nalo befika lapha. Uma kunguwe lowo, nakhu okumele ukwenze uma ushayisana nomkhawulo wansuku zonke, nokuqhathanisa okugcwele kwe-Donget ne-Splitwise uma ukufuna eceleni komunye.

Uma unquma ukushintsha

Ukushintsha kumsebenzi omncane kunalokho okuzwakala kukona, ngoba awudingi ukuletha umlando wakho.

1. Khokhelanani lapho nikhona. Sula amabhalansi asele ku-app yakho yamanje ukuze uqale ulingene. Yilesi kuphela isinyathelo esibalulekile.
2. Yakha kabusha amaqembu aphilayo kuphela. Indlu, uhambo olusaqhubeka, iqembu lomsebenzi. Hhayi umcimbi ka-2021.
3. Shintsha endlekweni elandelayo yangempela. Ungahleli ukufuduka — vele ubhale isidlo sakusihlwa esilandelayo ku-app entsha bese uyeka endala ithule.

Abantu abaningi baqeda cishe emizuzwini eyishumi bese bengaphinde bacabange ngakho.

Isifinyezo esiqotho

I-Splitwise iyi-app enhle eyenze isinqumo sebhizinisi esijwayelekile, futhi uma izinga layo lamahhala limboza indlela oyisebenzisa ngayo, kufanele uqhubeke uyisebenzisa. Ngempela — ukushintsha ama-app ukuze ufakazele iphuzu kungukusetshenziswa okubi kobusuku.

Kodwa uma ufunda lokhu, cishe ushayisane nokuthile. Futhi ukuhlola ukuthi kufanelekile yini ukushintsha kulula: ingabe uvinjelwe ukwenza into eyisisekelo i-app eyenzelwe yona? Izengezo ngemuva kodonga lwenkokhelo azinankinga. Isenzo esiyinhloko ngemuva kodonga lwenkokhelo kungumkhiqizo ohlukile kulowo owulandile.

Imibuzo evame ukubuzwa

Ingabe i-Splitwise isamahhala?

Cishe, kodwa uhlelo lwamahhala luyalinganiswa. Kunomkhawulo wokuthi ungafaka izindleko ezingaki ngosuku, izikhangiso zihlala phakathi kwakho namabhalansi akho, futhi eziningi zezici abantu abazidingayo ngempela manje zisezingeni elikhokhelwayo.

Yiziphi izici ze-Splitwise ezingemuva kohlelo olukhokhelwayo?

Lezo ezonga isikhathi kakhulu: ukuskena amaslip, ukuguqula imali, ukwehlukanisa into ngayinye nokusesha izindleko. Yingakho uhlelo lwamahhala luzwakala lulungile ekuqaleni bese luqala ukuhlaba kanye lapho iqembu lakho limatasa.

Wazi kanjani ukuthi uhlelo lwamahhala lwanele kuwe?

Zibuze ukuthi usuku lwakho olumatasa lukhiqiza izindleko ezingaki, ukuthi iqembu lakho liyawela yini ezimalini ezahlukene, ukuthi nehlukanisa yini amabhili endawo yokudlela into ngayinye, nokuthi kukangaki ubuyela ufuna izindleko ezindala. Uma uphendule yebo kabili, uzohlangana nophahla.

Ingabe amarandi ambalwa ngenyanga afanelwe ukukhathazeka ngempela?

Isikweletu esikhokhwayo akuvamile ukuba yisona sizathu sangempela. Ukubambezeleka ukuthi i-app yokwehlukanisa isebenza kuphela uma iqembu lonke liyisebenzisa, futhi ukucela abangane abahlanu ukuthi ngamunye akhokhele uhambo olulodwa kunzima kakhulu kunokucela ukuthi bafake into emahhala.

Ibukeka kanjani i-app yokwehlukanisa engamahhala ngempela?

Leyo lapho izici ezonga isikhathi zise-app yamahhala kunokuba zibuye zithengiswe kuwe: izindleko ezingenamkhawulo, ukuskena amaslip, izimali eziningi, zonke izindlela ezinhlanu zokwehlukanisa, nokungabi bikho kwezikhangiso phakathi kwakho nebhalansi.

Landa iDonget mahhala — izindleko ezingenamkhawulo, ukuskena amaslip mahhala, azikho izikhangiso, futhi alikho izinga elivula izingxenye obuzidinga kusukela ekuqaleni.