Umlingani womhlali ulala njalo endlini: kufanele afake imali yezindleko?
Khulumani ngokushintshile ezindlekweni zendlu, nehlukanise imali nokwabelana ngendawo. Vumelanani ngomnikelo wesikhathi esithile, bese niwuhlola ndawonye.
Umlingani womuntu ohlala naye usala ngesidlo sakusihlwa, asebenze etafuleni lasekhishini ngakusasa, abuye ngalobo busuku. Uyazwana naye. Kodwa uyaqaphela nokuthi igilosa yeqembu isiphela masinyane, ungazi ukuthi ungakhuluma kanjani ngezindleko ngaphandle kokuzwakala ukhononda ngobuhlobo babo.
Uma umlingani womhlali elala njalo, khulumani ngoshintsho endlini ngaphambi kokulunikeza intengo. Hlukanisani ukusebenzisa indawo nokwanda kokuthenga okwabiwe, nithole izindleko ezishintshile ngempela, nivumelane ngomnikelo. Zamanani isikhathi esichaziwe, niphinde nihlole, ningathathi ukuvakasha njengokudala isikweletu ngokuzenzakalela.
Okushintshayo uma umlingani ehlala efika
Kunemibuzo emithathu ehlukene: ukwabelana ngendawo, ngomsebenzi nangezindleko. Ukufaka imali yegilosa akuxazululi ikhishi eligcwele noma umuntu ongaze aqoqe izinto zakhe. Kanti ukujabulela ukuba nothile akusho ukuthi uvume ukumkhokhela ukudla unomphela.
Qala ngoshintsho ongaluchaza. Ukudla okwabiwe kuphele masinyane. Umuntu usegeza izitsha ezengeziwe. Indlu yokugezela ihlale isetshenziswa lapho omunye eyidinga. Xoxani ngalokho ngqo, kunokuzama ukuveza konke okukhathazayo ngebhili likagesi.
Umnikelo wemali uyisivumelwano ngemali. Awuthengi ukuvumelana ngokungena nokusebenzisa indlu. Lokho kudinga ingxoxo yayo nabantu abadala abahlala kuyo.
Yiziphi izindleko isivakashi esingafaka kuzo?
Hlukanisa okukhula ngokusetshenziswa nokuhlale kufana. Ukudla enikudla ndawonye nezinto zasekhaya kuyisiqalo esibonakalayo. Amanzi nogesi nakho kungashintsha, kodwa ibhili elikhulu alifakazeli ukuthi isivakashi esisodwa sibangele ukwanda: isimo sezulu, amanani nokusebenzisa kwabahlali uqobo nakho kungashintsha.
Inkontileka ye-inthanethi engaguquki ingabiza okufanayo nasekuqaleni. Ningase nikhethe ukuyaba ngendlela entsha, kodwa yishoni ukuthi niguqula isivumelwano, kunokuthi lezo yizindleko ezingeziwe. Lo mehluko ubalulekile ekwabeni amanzi nogesi nabahlali.
Ukudla komuntu siqu kuhlale kwehlukile. Uma umlingani eletha isidlo sakhe, akufanele kube izindleko zakhe siqu kuphinde kufakwe kwisabelo sokudla kweqembu. Ukuvumelana ngegilosa okwabiwe okucacile kwenza kube lula ukukubona.
Ungayiqala kanjani ingxoxo
Khuluma nomuntu ohlala naye lapho kukhona isikhathi, hhayi lapho bonke sebephuma beya emsebenzini. Esinqumweni sokugcina faka nabanye abahlali, ufake nesivakashi uma kuxoxwa ngomnikelo esizowenza sona.
Ungaqala ngokuthi: «Ukuthenga kwethu sekuhlukile njengoba sidla ndawonye kaningi. Singabheka esikuthengayo, sivumelane ukuthi sikwaba kanjani ngenyanga ezayo?» Kusho izindleko ngaphandle kokunikeza umuntu inhloso engafakazelwe.
Letha isiphakamiso abantu abangasishintsha. Bhala esikuhlanganisayo, indlela yokukhetha inani, ozokhokha kuqala nesikhathi sokuhlola. Isivumelwano esisha singaqala ngosuku enilukhethayo nonke. Amarisidi amasonto adlule angasiza ingxoxo ngaphandle kokuba ibhili umuntu angakaze alivume.
Isibonelo: umnikelo okuvunyelwene ngawo ongu-R600
Lolu uhlelo oluqanjiwe, akuyona imali emisiwe. UNomsa, uBongani noThandi babelana ngendlu. UZanele, umlingani kaBongani, usehlangana nabo njalo. Ukuzama inyanga eyodwa, bonke abane bavuma ukuthi uZanele uzothwala u-R420 wokudla nezinto zasekhaya okwabiwe okungeziwe, no-R180 wokulinganisela amanzi nogesi okwengeziwe. Bayamukela ngokucacile ukuthi leso silinganiso siyindlela yokuvumelana esebenzayo, hhayi ukukalwa kokusetshenziswa.
Abahlali baqhubeka ukwaba okusele ngokulinganayo. Irenti ne-inthanethi engashintshile kuhlala ngaphansi kwesivumelwano esidala, ngaphandle kwalesi sibonelo.
| Izindleko ezabiwe | Okhokhile | Nomsa | Bongani | Thandi | Zanele | Konke |
|---|---|---|---|---|---|---|
| Amanzi nogesi | Nomsa | R700 | R700 | R700 | R180 | R2 280 |
| Ukudla nezinto zasekhaya | Bongani | R500 | R500 | R500 | R420 | R1 920 |
| Isabelo | R1 200 | R1 200 | R1 200 | R600 | R4 200 |
UNomsa ukhokhe u-R2 280, unesabelo esingu-R1 200, kufanele athole u-R1 080. UBongani ukhokhe u-R1 920, unesabelo esingu-R1 200, kufanele athole u-R720. UThandi akakhokhanga, unesabelo esingu-R1 200; uZanele akakhokhanga, unesabelo esingu-R600. Amabhalansi angu-+R1 080, +R720, −R1 200 no-−R600 ahlangana abe yiziro.
Bakhokhelana ngokuthi uThandi ukhokhela uNomsa u-R1 080, uThandi ukhokhela uBongani u-R120, uZanele ukhokhela uBongani u-R600. UNomsa uthola u-R1 080, uBongani u-R720. Kudingeka ukudlulisa kathathu: akukho mali ekhokhwa ngomunye elingana neyomunye ozothola, ngakho izinkokhelo ezimbili azikwazi ukuqeda zonke ezine.
U-R600 awusona isamba sobusuku obuthile. Ngumnikelo laba bantu abadala abane abawamukele kulokhu kuthenga kulesi sikhathi sokuzama.
Hlolani uhlelo uma indlela yokuvakasha ishintsha
Buzani ukuthi isiphakamiso sihambisane nalokho okwenzekile yini. UZanele udle izidlo ezabiwe ezimbalwa kunokulindelwe? Kukhona othenge izinto zakhe? Ukunyuka okulinganisiwe bekuvele kubaliwe kwenye inkokhelo? Shintshani isikhathi esilandelayo ngokuvumelana, nilungise irekhodi lamanje ndawonye uma kukhona okubhalwe kabili.
Ningangezi imali yokuhlanza noma yesikhathi sokuhlela indlu buthule. Yabani umsebenzi ngqo; ukwaba imisebenzi yasekhaya nabahlali kunohlu oluhlukile lwemisebenzi evame ukungabonwa.
Uma sekuxoxwa ngokuthi umbhangqwana uhlale endlini isikhathi esiqhubekayo, ukuzama izindleko zesivakashi kungase kungabe kusaphendula umbuzo. Irenti ngokwamakamelo nabantu kungokunye ukubala okumele kuxoxwe ngakho, akuyona imali elandelayo ezenzakalelayo.
Lapho Donget isiza khona
Uma bonke bevumile, bhala ukuthenga ngakunye nomuntu okhokhile ngempela. Sebenzisa Izixa ezabelweni zetafula, kuhlanganise u-R180 no-R420 kaZanele. Engeza igama ikuvumela ufake nomuntu ongakajoyini. Hlanganisa izikweletu ibonisa izinkokhelo eziqeda amabhalansi abhaliwe; ngemva kokukhokhelana ngendlela yenu evamile, Kukhokhiwe ibhala okwenzekile.
Donget ayinqumi ukuthi isivakashi kufanele sinikele nini, ayikali ukwanda kokusebenzisa indlu futhi ayibeki izinhlelo zezivakashi. Ayinazo izindleko eziphindaphindayo; faka ibhili elisha lapho likhokhiwe. Abantu bakhetha isivumelwano, i-app igcina izibalo zaso zibonakala.
Imibuzo evame ukubuzwa
Umlingani womhlali kufanele afake imali uma elala njalo?
Xoxani ngomnikelo uma ukuvakasha okuvamile kuguqula ukuthenga okwabiwe. Tholani izindleko ezingeziwe, nivumelane ngenani; abukho ubusuku obumisiwe noma iphesenti elizenzelelayo elithatha isinqumo senu.
Umlingani ovakashelayo kufanele akhokhe irenti namabhili?
Kuthatheni njengengxoxo yendlu ehlukile. Ukufaka imali ekudleni noma emanzini nogesi okungeziwe akuxazululi indlela abantu abazizwa ngayo ngokwaba indawo. Le ndlela yokwaba izindleko ayinqumi ukuhlala komuntu.
Ngingakhuluma kanjani ngokulala komlingani ngaphandle kwengxabano?
Chaza ushintsho oluqondile, njengokudla okwabiwe okuphela masinyane, ucele nibheke ndawonye. Phakamisa ukuzama isikhathi esifushane nosuku lokuhlola, kunokuletha imali yakudala njengesikweletu esivunyelwe.
Singahlukanisa izindleko zamanzi nogesi ngobusuku umuntu alale ngabo?
Ningavuma ukusebenzisa ubusuku njengokulinganisa okuvamile kwezinye izindleko eziguqukayo, kodwa akukali ukusebenzisa kwangempela futhi akudingeki kusebenze emalini engaguquki. Khethani ndawonye, nibuyekeze uma indlela yokuvakasha ishintsha.
Uma umlingani ezithengela ukudla kwakhe?
Shiya igilosa yakhe siqu ngaphandle kwebhili lokudla kweqembu. Bhekani izindleko enabelana ngazo ngempela kuphela, ningabali ukudla okufanayo emnikelweni wesivakashi nasekwabeni okuvamile.
I-app inganquma umnikelo wesivakashi esivamile?
Cha. Abantu abahlala endlini bakhetha uhlelo. I-app yezindleko ingabhala amanani abavumelana ngawo, ibonise okhokhe kakhulu noma kancane kunesabelo sakhe.
Hlukanisani ingxoxo yemali neyendawo
Xoxani ngezindleko eziguqukile nokusebenzisa indlu ngokwehlukana. Vumelanani ngomnikelo othile ngesikhathi esithile, nibhale ukuthenga kanye, nihlolisise ndawonye kunokuvumela okulindelwe okungashiwo kube yibhili lakudala.
Landa Donget mahhala bese ugcina iminikelo evunyelwe nokuthenga kwendlu kwangempela eqenjini elilodwa.