מתויג: tips
How to keep track of who owes you money — without a notebook, a group chat, or a spreadsheet
A simple system for tracking money between friends: one shared record both people can see, a running balance per person, and repayments logged in the same place.
How to split expenses in a spreadsheet (free template) — and where it stops working
Free expense-splitting spreadsheet template (Google Sheets, Excel), the formulas behind it, a worked flatshare example and the three points where it stops working.
Who pays on a birthday dinner? The rules nobody says out loud
The two conventions for a birthday dinner bill, how to cover the guest of honour fairly, what to do about the lobster order, and the one line the organiser sends first.
How to ask a friend for money back — what to say, word for word
The exact wording that gets you paid back without it getting weird: when to ask, how to stay specific and blameless, and how to let a shared balance make the ask for you.
How to split a group gift (and run a stress-free Secret Santa)
Chipping in for a group gift or organising Secret Santa? Here's how to collect fair contributions, track who's paid, and split the cost without chasing anyone.
How to settle up without the awkwardness
Settling up shouldn't feel weird. Here's how to clear shared balances cleanly, in the fewest payments, so money never gets in the way of the friendship.
How AI receipt scanning saves you time (and it's free)
Typing out every shared expense is tedious. Here's how free AI receipt scanning turns a photo into a logged expense in seconds — no Pro tier, no data entry.
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