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Tagged: tips

roommates tips

How to split chores with roommates (and the one-off jobs nobody counts)

How to split chores with roommates: list every job, weigh it in minutes, give each person an equal share, and rotate. Plus the one-off jobs nobody counts, and what to do when they cost money.

9 min read
guides tips

Who brings what list: organise a party or potluck without the chaos

A who brings what list works when it is grouped by category, every item has one name and a quantity, and anything bought for everyone is split among the people it was for. Here is how to build one, hand it out and settle the money.

9 min read
guides tips

What does “going Dutch” mean? Bill-splitting customs around the world

Going Dutch means each person pays for their own share of a meal or outing, rather than one person paying for everyone. Where the phrase comes from, and how bill splitting works around the world.

8 min read
roommates tips

How to split groceries with roommates (3 systems that work)

How to split groceries with roommates: buy your own food and share only staples, pool a food fund split equally, or itemize each receipt. How to pick one, and settle monthly.

9 min read
tips money

The friend who never pays: how to handle it without losing the friendship

When a friend never pays, treat it as a pattern: split costs at the time, keep them where everyone can see, stop fronting money, then talk once, kindly. Scripts and a worked example included.

8 min read
roommates tips

Roommate not paying utilities? What to do, step by step

Roommate not paying utilities? Work out why, show the actual bills, ask in writing with a date, offer a catch-up plan alongside the next bill, then change who holds which account.

9 min read
tips money

A friend won't pay you back: what to do next, step by step

When a friend won't pay you back, go in order: make the number undeniable, ask once in writing with a date, offer a smaller way to pay, then decide whether it is a debt or a gift. Messages included.

8 min read
guides tips

Does everyone need to download the app? How to split expenses when not everyone will install one

One person can keep the ledger for a whole group. Here is how to split fairly when two people are happy to install something and the other four are not, and what each option costs you.

6 min read
tips money

How to keep track of who owes you money — without a notebook, a group chat, or a spreadsheet

A simple system for tracking money between friends: one shared record both people can see, a running balance per person, and repayments logged in the same place.

7 min read
guides tips

How to split expenses in a spreadsheet (free template) — and where it stops working

Free expense-splitting spreadsheet template (Google Sheets, Excel), the formulas behind it, a worked flatshare example and the three points where it stops working.

10 min read
tips money

Who pays on a birthday dinner? The rules nobody says out loud

Either the guests cover the birthday person or the birthday person treats — both are normal, and the organiser says which before the dinner. How to split the guest of honour's share fairly, and the lobster order.

7 min read
tips

How to ask a friend for money back — what to say, word for word

The exact wording that gets you paid back without it getting weird: when to ask, how to stay specific and blameless, and how to let a shared balance make the ask for you.

5 min read
guides tips

How to split a group gift (and run a stress-free Secret Santa)

Chipping in for a group gift or organising Secret Santa? Here's how to collect fair contributions, track who's paid, and split the cost without chasing anyone.

5 min read
tips money

How to settle up without the awkwardness

Settling up shouldn't feel weird. Here's how to clear shared balances cleanly, in the fewest payments, so money never gets in the way of the friendship.

4 min read
tips guides

How AI receipt scanning saves you time (and it's free)

Typing out every shared expense is tedious. Here's how free AI receipt scanning turns a photo into a logged expense in seconds — no Pro tier, no data entry.

4 min read

Settle up in seconds. Stay friends for years.

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