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Tagged: tips

guides tips

How to split expenses when not everyone will install an app

One person can keep the ledger for a whole group. Here is how to split fairly when two people are happy to install something and the other four are not, and what each option costs you.

6 min read
tips money

How to keep track of who owes you money — without a notebook, a group chat, or a spreadsheet

A simple system for tracking money between friends: one shared record both people can see, a running balance per person, and repayments logged in the same place.

7 min read
guides tips

How to split expenses in a spreadsheet (free template) — and where it stops working

Free expense-splitting spreadsheet template (Google Sheets, Excel), the formulas behind it, a worked flatshare example and the three points where it stops working.

10 min read
tips money

Who pays on a birthday dinner? The rules nobody says out loud

The two conventions for a birthday dinner bill, how to cover the guest of honour fairly, what to do about the lobster order, and the one line the organiser sends first.

7 min read
tips

How to ask a friend for money back — what to say, word for word

The exact wording that gets you paid back without it getting weird: when to ask, how to stay specific and blameless, and how to let a shared balance make the ask for you.

5 min read
guides tips

How to split a group gift (and run a stress-free Secret Santa)

Chipping in for a group gift or organising Secret Santa? Here's how to collect fair contributions, track who's paid, and split the cost without chasing anyone.

5 min read
tips money

How to settle up without the awkwardness

Settling up shouldn't feel weird. Here's how to clear shared balances cleanly, in the fewest payments, so money never gets in the way of the friendship.

4 min read
tips guides

How AI receipt scanning saves you time (and it's free)

Typing out every shared expense is tedious. Here's how free AI receipt scanning turns a photo into a logged expense in seconds — no Pro tier, no data entry.

4 min read

Settle up in seconds. Stay friends for years.

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