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tips money

How to keep track of who owes you money — without a notebook, a group chat, or a spreadsheet

A simple system for tracking money between friends: one shared record both people can see, a running balance per person, and repayments logged in the same place.

7 minutong babasahin
guides tips

How to split expenses in a spreadsheet (free template) — and where it stops working

Free expense-splitting spreadsheet template (Google Sheets, Excel), the formulas behind it, a worked flatshare example and the three points where it stops working.

10 minutong babasahin
tips money

Who pays on a birthday dinner? The rules nobody says out loud

The two conventions for a birthday dinner bill, how to cover the guest of honour fairly, what to do about the lobster order, and the one line the organiser sends first.

7 minutong babasahin
tips

How to ask a friend for money back — what to say, word for word

The exact wording that gets you paid back without it getting weird: when to ask, how to stay specific and blameless, and how to let a shared balance make the ask for you.

5 minutong babasahin
guides tips

How to split a group gift (and run a stress-free Secret Santa)

Chipping in for a group gift or organising Secret Santa? Here's how to collect fair contributions, track who's paid, and split the cost without chasing anyone.

5 minutong babasahin
tips money

How to settle up without the awkwardness

Settling up shouldn't feel weird. Here's how to clear shared balances cleanly, in the fewest payments, so money never gets in the way of the friendship.

4 minutong babasahin
tips guides

How AI receipt scanning saves you time (and it's free)

Typing out every shared expense is tedious. Here's how free AI receipt scanning turns a photo into a logged expense in seconds — no Pro tier, no data entry.

4 minutong babasahin

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