Ingabe iSplitwise iphephile? Ukufinyelela ebhange, izindleko nalokho engakubona ngempela

Ngaphambi kokuba unikeze noma yiluphi uhlelo irekhodi lokuthi ubani okhokhele isidlo sakusihlwa, irenti, nohambo lweqembu, kufanele ubuze: ingabe iSplitwise iphephile? Impendulo emfushane ukuthi ekwahlukaniseni amabhili ansuku zonke ivamise ukuphepha ukuyisebenzisa — kodwa u-”okuphephile” no-”okuyimfihlo” akufani, futhi imininingwane ifanele ukuqondwa ngaphambi kokuba unikele ngomlando wezimali weqembu lakho kuyo.

Yini uhlelo lokwahlukanisa izindleko olungayibona ngempela

Qala ngalokho lezi zinhlelo ezikudingayo ukuze zenze umsebenzi wazo. Ukuze yahlukanise ibhili, uhlelo kumele lwazi:

• Amanani — ukuthi indleko ngayinye ibize malini.
• Ubani okhokhile nokuthi ubani okweletayo — abantu abaseqenjini lakho nokuthi amabhalansi ahamba kanjani phakathi kwabo.
• Izincazelo ozengezayo — “ukudla,” “ihhotela,” “isipho sosuku lokuzalwa.”

Yilokho nje. Ukwahlukanisa izindleko akudingi ukufinyelela ku-akhawunti yasebhange. Ufaka amanani noma uskene irisidi; uhlelo lwenza izibalo. Uma uhlelo lokwahlukanisa izindleko lucela ukungena ebhange lakho ukuze nje lulandelele ibhili, leso yisizathu sokuma. Singena kakhulu kulokho ku-ingabe izinhlelo zokwahlukanisa amabhili zidinga i-akhawunti yakho yasebhange?

Lapho izinhlelo zihluka khona ukuthi zenzani ngaleyo datha ngale kokwahlukanisa — ukuthi zikhombisa izikhangiso kuyo, zakhe iphrofayela ngayo, noma ziyigcine phakathi kwakho neqembu lakho kuphela.

Ingabe iSplitwise ivikelekile?

Ezisekelweni zokuphepha, iSplitwise yenza izinto ezilindelekile: uxhumano lubethelwe, futhi ungena nge-akhawunti kunokushiya idatha ivulekile. Uma isetshenziswa ngokujwayelekile, akulona uhlelo oluyingozi ngendlela, ake sithi, yokufaka iphasiwedi yakho yasebhange kuwebhusayithi engaziwa.

Imibuzo ebaluleke ngempela kubantu abaningi imayelana nobumfihlo nezindleko, hhayi ukuphepha nje:

• Izikhangiso ezingeni lamahhala. ISplitwise yamahhala ikhombisa izikhangiso. Izikhangiso yindlela umkhiqizo “wamahhala” okhokhelwa ngayo — ngokunaka kwakho, futhi ngokuvamile ngedatha esetshenziselwa ukuwaqondisa.
• Ukuqoqwa kwedatha. Njengezinhlelo eziningi, iSplitwise iqoqa idatha yokusetshenziswa echazwe enqubomgomweni yayo yobumfihlo. Kufanele ufunde ukuthi kuqoqwani nokuthi kungani.
• Udonga lokukhokha. Izici eziningana zansuku zonke zisemuva kweSplitwise Pro. Lowo umbuzo wezindleko, hhayi owokuphepha — kodwa uyingxenye yesithombe sangempela. Siyakuchaza ku-Splitwise yamahhala nekhokhelwayo: uyekelani.

Akukho kulokhu okwenza iSplitwise ingaphephi. Kusho nje ukuthi u-”mahhala” uza nokushintshana uhlelo oluyimfihlo ngempela olungakuceli.

Ingabe iSplitwise iyakhokhisa?

Lokhu kudala ukudideka kwangempela, ngakho ake sehlukanise izinto ezimbili:

1. Ukulandelela indleko kumahhala ezingeni lamahhala (nomkhawulo nezikhangiso). ISplitwise Pro ukubhalisa okukhokhelwayo okuzikhethelwayo.
2. Ukuthumela imali yangempela kuhlukile. Uma nihlanganisa ngomhlinzeki wenkokhelo ohlanganisiwe, lowo mhlinzeki angathatha inkokhelo. Lokho akusiyo iSplitwise ekukhokhisa ukubhala ukwahlukanisa — kuyindleko yendlela yenkokhelo uqobo.

Umkhuba ophephile: sebenzisa uhlelo ukubala ukuthi ubani okweleta ini, bese uhambisa imali ngendlela yokukhokha osuyazi futhi oyethemba. Ukugcina “izibalo” ne-”mali” kwehlukene kuphephile futhi kushibhile.

Uhlu lokuhlola ubumfihlo nokuphepha olubalulekile

Noma yiluphi uhlelo olukhethayo, lokhu kuhlolwa kufanele:

• Kubethelwe kusahamba. Idatha yakho kufanele ihambe ngoxhumano oluphephile.
• Ukungena okuphephile. Ukungena ngeGoogle noma nge-Apple kungcono kunelinye iphasiwedi.
• Akudingeki ukungena ebhange ukuze nje kwahlukaniswe ibhili.
• Azikho izikhangiso ezihlala phakathi kwakho namabhalansi akho.
• Akukho ukuthengiswa kwedatha. Ukusebenzisa kwakho imali akufanele kube yiphrofayela yokuqondisa izikhangiso yomunye umuntu.
• Ukuhlanganisa okucacile ukuze kungabikho odinga ukwabelana ngemininingwane ebucayi engxoxweni yeqembu.

Uma uhlelo lugcwalisa lezo zibhokisi, luphephile futhi luyimfihlo — hhayi okukodwa kuphela.

Enye indlela eyimfihlo, engenazikhangiso

IDonget yakhelwe ukuphasa lolo hlu ngokuzenzakalela:

• Ibethelwe isahamba nokungena okuphephile kweGoogle noma kwe-Apple.
• Azikho izikhangiso — nanini. Amabhalansi akho awasongelwe ezikhangisweni.
• Akukho ukuthengiswa kwedatha. Izindleko zakho zihlala zingezakho.
• Akudingeki ukufinyelela ebhange. Ubhala noma uskene izindleko; ukwahlukanisa kwenziwa yiDonget.
• Ukuhlanganisa okuhlakaniphile ukuze iqembu libone izinkokhelo ezimbalwa zokulingana, ngaphandle kokudalula imininingwane.

Iyasusa futhi imikhawulo eyenza abantu baqale ukubheka — awukho umkhawulo wansuku zonke futhi ukuskena irisidi kumahhala. Uma ukala izinketho zakho, bheka ezinye izinhlelo zamahhala ezingcono kakhulu kuneSplitwise nokuqhathaniswa okugcwele kweDonget neSplitwise.

Imibuzo evame ukubuzwa

Ingabe iSplitwise iphephile ukuyisebenzisa?

Ekwahlukaniseni amabhili ansuku zonke, yebo — isebenzisa uxhumano olubethelwe nokungena okujwayelekile. Ukushintshana okukhulu kumayelana nobumfihlo: izinga lamahhala likhombisa izikhangiso futhi liqoqa idatha yokusetshenziswa. Uhlelo olubeka ubumfihlo phambili njengeDonget lugwema kokubili.

Ingabe iSplitwise ingayibona i-akhawunti yami yasebhange?

Cha — ukwahlukanisa izindleko akudingi ukufinyelela ebhange. Ufaka amanani noma uskene irisidi. Qaphela noma yiluphi uhlelo olucela ukungena ebhange ukuze nje lulandelele ibhili.

Ingabe iSplitwise iyakhokhisa?

Ukulandelela izindleko ezingeni lamahhala kumahhala (nomkhawulo nezikhangiso); iPro ukuthuthukiswa okukhokhelwayo. Noma yiziphi izindleko zokuthumela imali ngempela zivela kumhlinzeki wenkokhelo, hhayi kwiSplitwise ebhala ukwahlukanisa.

Iyiphi indlela ephephe kakhulu yokwahlukanisa izindleko nabangane?

Sebenzisa uhlelo olubethela idatha, olunikeza ukungena okuphephile, olungathengisi idatha yakho, futhi olungadingi ukungena kwakho ebhange — bese uhambisa imali ngendlela yokukhokha osuvele uyethemba.

Ingabe iDonget iyimfihlo ngaphezu kweSplitwise?

Yebo — iDonget iyimfihlo ngokuzenzakalela: ibethelwe isahamba, azikho izikhangiso, futhi akukho ukuthengiswa kwedatha.

Isiphetho

ISplitwise iphephile ngokwanele ekusetshenzisweni kwansuku zonke, kodwa ikucela ukuthi wamukele izikhangiso, udonga lokukhokha, nokuqoqwa kwedatha njengenani lika-”mahhala”. Awudingi ukwenza lokho. Landa iDonget mahhala ukuze wahlukanise izindleko ngasese, ngaphandle kwezikhangiso — akukho ukufinyelela ebhange, akukho ukuthengiswa kwedatha, futhi awukho umkhawulo wansuku zonke.