Uhlu lohambo lomgwaqo nabangane: imoto, umshayeli nemali
Hlola imoto, amaphepha, ukupakisha namashifu, nivumelane ngemali. Nika imisebenzi amagama, uphethiloli nokupaka kube izindleko ezabiwe.
Abane, imoto eyodwa, impelasonto ende. Umculo nokuluma kulungile kodwa akukho ohlole ithayi lesipele. Ababili bacabanga ukuthi omunye uqala ukushayela, uphethiloli uzobuzwa esiteshini sokuqala noma nihlelile noma cha.
Uhlu lohambo lomgwaqo luhlanganisa imoto, amaphepha, ukupakisha, ukushayela nemithetho yemali. Imoto kabani, oshayelayo nobhukhayo yimisebenzi ethathwayo; uphethiloli, ama-toll nokupaka yizindleko ezabiwa ekugcineni. Imizuzu engamashumi amabili yokukhuluma ngaphambi isusa iningi lezinkinga ezincane.
Imisebenzi nezindleko
Umsebenzi: ukuletha imoto, ukushayela ebusuku, ukubhukha indawo, ibhokisi losizo. Imali: uphethiloli, ama-toll, ukupaka ogwini.
Oletha imoto ashayele yonke indlela unikela kakhulu kungabonakali erisidini. Imali iba nzima uma ingabhaliwe. Nika umsebenzi igama, indleko ibe nomkhokhi.
Uhlu lokuhlola imoto
Kwenze kusenezinsuku ukuze ulungise okutholayo.
- Umoya nokunyathela kwamathayi amane nesipele
- Ujeke nesipanela samasondo, kube nomuntu owaziyo ukuthi kukuphi
- Uwoyela, okupholisa noketshezi yokugeza iwindi kugcwele
- Amalambu angaphambili, amabhuleki namajika
- Ama-wiper angashiyi imivimbo
- Ibhethri eliqala kahle ekuseni okubandayo
- Isibambi sefoni nentambo efinyelela phambili nangemuva
- Izinto ezidingwa ngamazwe enizowadlula, kuhlolwe ngaphambi
- Ithangi eligcwele ngaphambi kokusuka
Amaphepha nokubhukha
Ukushoda kwamaphepha kumisa uhambo lapho kuqashwa noma emngceleni.
- Ilayisensi esebenzayo yomshayeli ngamunye
- Umshwalense wabo bonke abashayeli, hhayi umnikazi kuphela
- Ukubhaliswa noma isivumelwano sokuqasha esinawo wonke amagama abashayeli
- Inombolo yosizo lokuphuka kumafoni angaphezu kwelilodwa
- I-toll pass noma ukubhalisa kwemali yomgwaqo uma kudingeka
- Umazisi noma iphasiphothi uma niwela umngcele
- Ukubhukha indawo nokupaka kugcinwe ngaphandle kwe-inthanethi
Okupakishwayo
Okwemoto kwabiwa, izikhwama zomuntu ziphethwe nguye. Okwemoto yikho okuphindwayo noma okushodayo.
Okwemoto
- Amanzi nokuluma kwengxenye yokuqala
- Ikhula nezinto zeqhwa
- Ibhokisi losizo lokuqala
- Amathawula ephepha, okusula okumanzi nesikhwama sikadoti
- Ingubo nethoshi
- Ibhethri eliphathwayo
- Imephu nomculo okulandiwe ngaphambi kokulahlekelwa isignali
Okomuntu
- Imithi nezidingo zansuku zonke
- Izingubo ezingangezwa emotweni ebanda komunye ishise komunye
- Izibuko zelanga, ishaja, umazisi nekhadi
- Umcamelo uma uzolala endleleni
Uhlu lokulethwayo lunika into eyabiwe igama, kungabi namakhula amathathu neshaja engekho.
Ukushayela uqobo
Indlela ilula, umsebenzi wubani yilokho okungashiwo.
- Imoto kabani. Qala lapha, konke kuncike kukho.
- Oshayela ingxenye ngayinye. Amashifu amahora amabili kuya kwamathathu, nishintshe ezitobhini ezivunyiwe.
- Oqondisayo. Ohlangothini lomshayeli, aphethe nomculo.
- Izitobhi. Uphethiloli, ukudla nezindlu zangasese cishe njalo ngamahora amabili kuya kwamathathu.
- Umthetho kaphethiloli. Njengokugcwalisa lapho sekusele ikota, noma nikuphi.
- Isikhathi sokusuka. Yisho ihora, hhayi «ekuseni» nje.
Uhambo olude luhlelwa kanje nabangane, izinsuku, izabelomali nokubhukha kuqala.
Imithetho yemali ngaphambi kokusuka
Vumelanani ngaphambi kokukhokha:
- Okwabiwe. Uphethiloli, ama-toll nokupaka cishe njalo; ukudla nendawo ngokuvamile; izikhumbuzo nokuluma komuntu akusoze.
- Umshayeli unesabelo. Ungomunye wabantu emotweni.
- Umnikelo wemoto. Uma ukhona ngokuguga, ube inani elingaguquki livunyelwe manje.
- Obhalayo. Okhokhile ngaleso sikhathi, abhale abebesemotweni.
- Izinhlawulo. Ngokuvamile ezomshayeli ozenzile.
- Ukuhlanganisa. Kanye ekugcineni, hhayi njalo esitobhini.
Uphethiloli, ama-toll nokupaka
Ukwaba imali kaphethiloli kunefomula, izingxenye uma kufika umuntu phakathi, nomnikelo wemoto. Indleko yokuhambisa imoto yabiwa kwabayigibele kuleyo ngxenye, nomshayeli. Uma abantu bengena bephuma, yaba ngezingxenye; abane begibele konke, linganisani kanye.
Indawo nezidlo kwabelwa ngendlela enobulungisa yohambo. Ezincane isikhwama noma ukwaba ngokuhamba kuyasiza ukukhetha.
Isibonelo sabane ngempelasonto
UNomsa uletha imoto, uBongani noThandi bayashayela, uThemba amanzi nokuluma.
| Indleko | Kukhokhwe ngu | Okwabani | Inani |
|---|---|---|---|
| Uphethiloli, ukugcwalisa kabili | Nomsa | bonke abane | R1 920 |
| Ama-toll | Bongani | bonke abane | R360 |
| Ukupaka ogwini | Thandi | bonke abane | R480 |
| Okuluma namanzi | Themba | bonke abane | R840 |
| Konke | R3 600 |
R900 ngamunye:
- Nomsa ukhokhe R1 920 → ukweletwa R1 020
- Bongani ukhokhe R360 → ukweleta R540
- Thandi ukhokhe R480 → ukweleta R420
- Themba ukhokhe R840 → ukweleta R60
1 020 − 540 − 420 − 60 = 0. uBongani ukhokhela uNomsa u-R540, uThandi ukhokhela uNomsa u-R420, uThemba ukhokhela uNomsa u-R60. Oyedwa okweletwayo nabathathu abakweletayo badinga okungenani kathathu.
Imoto kaNomsa namahora kaBongani noThandi awabalwa. Akukho mnikelo wemoto ovunyiwe, kuhlala umsebenzi kodwa kubalulekile kakhulu, makube yimisebenzi enamagama.
Lapho Donget isiza khona
Ku-Imali | Imisebenzi, Engeza umsebenzi ku-Imisebenzi ifaka ngakunye. Ubani ozowuthatha? ushiya Vulekile ku-Ezitholakalayo, noma anike oyedwa noma abaningi. UNomsa uthatha «Letha imoto» nge-Ngizowuthatha. UBongani uthatha «Ukushayela», akhethe Thatha kanye Thandi, bobabili bakwazi ukuqedela. UThemba uthatha «Thenga okuluma», Phawula njengokuqediwe kuveze Wachitha imali ku-Thenga okuluma?; Engeza indleko isinesihloko, afake R840.
Ku-Imali, Kukhokhwe ngu kube ngowakhokhile, Ngokulinganayo kwababesemotweni. Ungafaka ungaxhunyiwe kuvumelane kamuva, ama-app angaxhunyiwe achaza lokho. Yonke imisebenzi iqediwe, Iya ekuhlanganiseni izikweletu kubonisa kathathu kuNomsa. Donget ayidlulisi mali, khokhani ngendlela yenu, Kukhokhiwe kurekhode iqembu libe yiziro.
Imibuzo evame ukubuzwa
Yini engena ohlwini lohambo lomgwaqo?
Izigaba ezinhlanu: ukuhlola imoto ngaphambi kwezinsuku, amaphepha, okupakishwa emotweni nokomuntu, indlela namashifu, nemithetho yemali ngaphambi kokuhamba.
Yini okufanele ihlolwe emotweni?
Umoya nokunyathela kwamathayi, nesipele, uwoyela, okupholisa nokugeza iwindi, amalambu, ama-wiper nebhethri. Hlola kusenezinsuku ukuze kube nesikhathi sokulungisa.
Nipakishani nabangane?
Okwemoto okwabiwe: amanzi, okuluma, ikhula, amashaja nendawo yefoni, amathawula ephepha, izikhwama, usizo lokuqala nengubo. Umuntu abe nemithi, izingubo, izibuko nomazisi. Into eyabiwe ibe negama.
Niyaba kanjani izindleko zomgwaqo?
Uphethiloli, ama-toll nokupaka kwabiwa yibo bonke emotweni nomshayeli. Okhokhile ubhala abebekhona kuleyo ngxenye, nihlanganise kanye ekugcineni ngokudlulisa okumbalwa kakhulu.
Umnikazi wemoto kufanele akhokhe kancane?
Ngokuvamile cha, uthatha isabelo esilinganayo. Umnikelo omncane ongaguquki wokuguga kwemoto ungavunyelwa ngaphambi kokuhamba, hhayi ekugcineni.
Ubani okufanele ashayele?
Bonke abavikelwe ngumshwalense futhi abakhululekile ngayo. Vumelanani ngamashifu, nishintshe ezitobhini ezihleliwe, ohlezi eceleni aqondise indlela.
Isiphetho
Hlola imoto kusenezinsuku, amaphepha alungile, iphakethe lemoto elilodwa linegama entweni ngayinye. Vumelanani ngamashifu nemali ngaphambi kokugcwalisa kokuqala, nibhale njalo nihlanganise kanye ekugcineni.
Landa Donget mahhala bese nifaka imoto, ukushayela nemali kaphethiloli eqenjini elilodwa ngaphambi kokuhamba.