Tagged: money
How to split costs on a work trip or team offsite
A work trip has two ledgers: the company's and yours. Here is how to keep the team dinner, the taxis and the leaving gift out of each other's way, and settle a five-person offsite in four transfers.
How to work out rent when someone moves in or out mid-month
The daily rate is the monthly rent divided by the days in that month, not by 30. Here is the person-day method for rent and bills when a housemate arrives or leaves partway through, worked in full.
How to split a shared subscription without anyone forgetting
Shared subscriptions fail because each charge is too small to chase and it comes back every month. Three ways to handle recurring shared costs, and the one that ends in two transfers a year.
How to split bills when you earn different amounts
Fifty-fifty stops being fair when one income is half the other. Here are the two proportional methods households actually use, worked through in full, and where equal splitting still belongs.
Splitting shared costs in a sports club or hobby group: pitch hire, kit and the kitty
How to split pitch hire, bulk kit orders and the club kitty fairly in a five-a-side team or hobby group: the no-show rule, a worked example, and one settle a month.
How to keep track of who owes you money — without a notebook, a group chat, or a spreadsheet
A simple system for tracking money between friends: one shared record both people can see, a running balance per person, and repayments logged in the same place.
How to split gas money on a road trip: fuel, tolls and who rode which leg
A fair way to split gas money and road trip costs: the fuel formula, tolls and parking, what to do when someone joins halfway, and an example settled in three transfers.
How to split expenses in a spreadsheet (free template) — and where it stops working
Free expense-splitting spreadsheet template (Google Sheets, Excel), the formulas behind it, a worked flatshare example and the three points where it stops working.
Who pays on a birthday dinner? The rules nobody says out loud
The two conventions for a birthday dinner bill, how to cover the guest of honour fairly, what to do about the lobster order, and the one line the organiser sends first.
How debt simplification works: why your group owes fewer payments than it thinks
How debt simplification turns a web of IOUs into net balances, why five friends settle in three transfers, and why you may owe someone who never paid for you.
Moving in together: how to split rent, bills and the first big purchases
How to split costs when you move in with a partner: three buckets for shared money, equal vs proportional rent, who pays for the sofa, and a month that settles in one go.
How to split a restaurant bill fairly when not everyone ate the same
Three ways to split a restaurant bill — equal, item by item, or a hybrid — how to make the service charge follow the food, and a worked four-person example in euros.
How to switch from Splitwise without losing track of who owes what
A step-by-step guide to leaving Splitwise: what to settle first, which groups are worth moving, how to carry an unpaid balance across, and how to get the rest of the group to actually come with you.
Bachelor party costs: who actually pays for what
The guest of honour doesn't pay — but nobody says what that costs everyone else. A clear method for splitting a stag or hen do, including when someone can't afford it.
Is Splitwise free? What the free plan limits and what Pro unlocks
Splitwise is free up to a point. Here's how to tell which limits you'll hit, which ones matter, and what a genuinely free Splitwise alternative looks like.
How to split utility bills with roommates without a monthly argument
Internet, electricity, water, gas — a practical system for splitting household bills with roommates, including what to do when usage isn't equal.
Expense splitting for couples: a guide that keeps the peace
Should couples split everything 50/50? Here's how to share expenses as a couple — by income, by category, or down the middle — without money becoming a recurring fight.
Bachelor & bachelorette trip budgeting without the drama
Planning a bach trip? Here's how to budget a bachelor or bachelorette party, split costs fairly across the group, and cover the guest of honour without the awkward math.
How to split team expenses (free Splitwise alternative)
How to split team expenses without the awkwardness: shared costs at work, why apps built for friends break in the office, and a free Splitwise alternative for business.
When one of you pays for everything: how to rebalance
One person's card comes out every time and nobody decided it. How to tell an income gap from drift from avoidance — and the proportional split that actually fixes it.
Splitwise alternatives: 5 free apps compared (2026)
The best free Splitwise alternatives, compared side by side: Donget, Tricount, Splid, Settle Up and Splitser. What each one gives you free, what it holds back, and which fits your group — trips, flatshares, couples or a team.
How to settle up without the awkwardness
Settling up shouldn't feel weird. Here's how to clear shared balances cleanly, in the fewest payments, so money never gets in the way of the friendship.
How to split rent when the rooms aren't equal
The master bedroom shouldn't cost the same as the box room. Here's how to split rent fairly when rooms differ in size, light and amenities — with a formula that works.
The 5 ways to split an expense (and when to use each)
Splitting equally is rarely the fairest option. Here are the 5 ways to split an expense — equally, by amounts, by percentages, by shares, item-by-item — and when to use each.
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