Indlela yokwahlukanisa indlu eqashiwe nabangane uma amakamelo nobusuku kungalingani
Umuntu-ubusuku, inani elengeziwe lekamelo elivunywe kusengaphambili, nokuhlanganisa okukodwa kulowo obhukhile: indlela yokwahlukanisa indlu eqashiwe ngokulinganayo phakathi kwezithandani, abazihlalelayo nabahamba kuqala.
Nina abayisithupha nithole indlu yobusuku obune. Ababili bayizithandani futhi bafuna ikamelo elinendlu yangasese ngaphakathi, oyedwa angafika ubusuku obubili bokuqala kuphela, futhi ikhadi lomuntu oyedwa lithathe wonke u-R44 000 ngesikhathi sokubhuka. Manje othile kumele asho ukuthi umuntu ngamunye ukweleta malini, futhi u-”asiyahlukanise ngesithupha nje” ungalungile ngezindlela ezintathu kanyekanye.
Isixazululo akulona ifomula. Kuyiyunithi nokulandelana kwezenzo: bala umuntu-ubusuku, hhayi amakhanda; vumelanani ngenani elengeziwe lekamelo ngaphambi kokuba kube khona okhumula impahla; bese ukhokhela obhukhile ngomjikelo owodwa, hhayi ngokudluliswa okuyisithupha okuconsayo.
Iyunithi ngumuntu-ubusuku, hhayi ikhanda
Indlu eqashiwe ibizwa ngobusuku ngayo yonke indlu. Othile obekhona ezimbili kwezine wasebenzisa uhhafu wesikhathi sendlu esasetshenziswa yilowo owahlala uhambo lonke, ngakho u-”ngokulinganayo” kufanele usho ukulingana ngobusuku obukhona, hhayi ukulingana ngegama ngalinye elikubhukhu.
Irenti ephelele ÷ umuntu-ubusuku obuphelele kunika inani ngomuntu-ubusuku obubodwa; ubuye uphinde-phinde ngobusuku bomuntu ngamunye. Ohamba kuqala ukhokha ingxenye ayikhona ngempela, bese bonke abanye bekhokha okungaphezudlwana kwesamba ÷ amakhanda ukuze bakumboze — yileyo inhloso, hhayi iphutha lokuzungeleziswa.
Kusebenza kuphela uma ukuhlala okungaphelele bekungaphelele ngempela. Umbhede oshiywe ungenamuntu usewumbhede obhukhiwe; uma ikamelo likaZanele lalingaya kumngane wesikhombisa, leyo yingxoxo yangaphambi kokubhuka, hhayi eyangemva kwakho.
Beka amanani amakamelo ngaphambi kokuba kube khona okhumula impahla
Ikamelo elinendlu yangasese nebhalikoni nekamelo elincane eliseceleni kwesishisi akuwona umkhiqizo ofanayo, futhi ukwenza sengathi kunjalo yikho okwenza lowo osekamelweni elincane achithe izinsuku ezine ethukuthele buthule.
Vumelanani ngenani elengeziwe njengenani elilodwa eliphelele — “ikamelo elinendlu yangasese lifanele u-R2 800 owengeziwe kulo lonke uhambo” — bese ususa lelo nani kubo bonke abanye ngokulinganisela nomuntu-ubusuku babo. Inani elengeziwe yilo elikhokhela isaphulelo, ngakho isamba sendlu asishintshi. Kwenze kanye, ekuqaleni, futhi ukubophele ekamelweni, hhayi kubantu: noma ubani ogcina enombono ukhokhela umbono.
Malini? Alikho inani elisebenza kuzo zonke izindlu. Qala enanini elingakwenza wena wanelise ekamelweni elibi kunawo wonke, bese ulungisa kuze kube akekho othuthumelayo. Ngendlela ehlelekile yokulandelanisa amakamelo, indlela ese-kwahlukanisa irenti uma amakamelo enganalingani idlulela lapha ngqo — shintsha izinyanga ngobusuku.
Izithandani: ngomuntu noma ngekamelo?
Kunamasiko amabili. Ngomuntu: izithandani bangabantu ababili abasebenzisa umuntu-ubusuku obubili ubusuku ngabunye, ngakho bakhokha izabelo ezimbili. Ngekamelo: ikamelo ngalinye likhokha ucezu olulinganayo bese izithandani zihlukanisa elazo phakathi — kushibhile kwizithandani, kubiza kwabazihlalelayo.
Indlela yangekamelo isebenza uma wonke ozihlalelayo enekamelo lakhe futhi amakamelo eyiwo aqhuba inani ngempela. Iyawohloka ngomzuzu ababili abazihlalelayo abelana ngekamelo, othile alale kusofa, noma ikamelo lezithandani libe elihle kunawo wonke. Umuntu-ubusuku kanye nenani elengeziwe lekamelo elicacile kusinda kuzo zonke izakhiwo: izithandani zikhokhela abantu ababili ngoba ikhishi nechibi akunandaba nokuthi kunamakamelo amangaki, futhi inani elengeziwe limboza iqiniso lokuthi bathole nekamelo elihle kunawo wonke. Yilelo isiko esibonelweni esingezansi.
Isibonelo esibaliwe: abangane abayisithupha, ubusuku obune, ikamelo elilodwa elinendlu yangasese
UThandi noBongani bayizithandani futhi bathatha ikamelo elinendlu yangasese. UZanele uhamba emva kobusuku obubili. USipho ubhuke indlu wakhokha wonke u-R44 000 ngekhadi lakhe. UNomsa noMandla bahlala ubusuku bonke obune.
Isinyathelo 1 — umuntu-ubusuku. 4 + 4 + 2 + 4 + 4 + 4 = 22. R44 000 ÷ 22 = R2 000 ngomuntu-ubusuku obubodwa: R8 000 kumuntu ngamunye, R4 000 kuZanele.
Isinyathelo 2 — inani elengeziwe lekamelo. Iqembu livumelene ukuthi ikamelo elinendlu yangasese lifanele u-R2 800 owengeziwe, ngakho uThandi noBongani bengeza u-R1 400 ngamunye. Lawo R2 800 asuswa kwabanye abane ngomuntu-ubusuku: 2 + 4 + 4 + 4 = 14, ngakho R200 ngomuntu-ubusuku obubodwa — uZanele −R400, uSipho, uNomsa noMandla ngamunye −R800.
| Umuntu | Ubusuku | Isabelo esiyisisekelo | Ukulungiswa kwekamelo | Isabelo sokugcina |
|---|---|---|---|---|
| UThandi | 4 | R8 000 | +R1 400 | R9 400 |
| UBongani | 4 | R8 000 | +R1 400 | R9 400 |
| UZanele | 2 | R4 000 | −R400 | R3 600 |
| USipho | 4 | R8 000 | −R800 | R7 200 |
| UNomsa | 4 | R8 000 | −R800 | R7 200 |
| UMandla | 4 | R8 000 | −R800 | R7 200 |
| Isamba | 22 | R44 000 | 0 | R44 000 |
Isinyathelo 3 — ukuhlanganisa nobhukhile. USipho ukhokhe u-R44 000 futhi isabelo sakhe ngu-R7 200, ngakho ukweletwa u-R36 800. Ukudluliswa okuhlanu kuyakususa: uThandi R9 400, uBongani R9 400, uZanele R3 600, uNomsa R7 200, uMandla R7 200 — okuhlanganisa ku-R36 800. Ngomuntu oyedwa okweletwayo nabahlanu abakwelatayo, okuhlanu futhi kungukudluliswa okumbalwa kunakho konke okungenzeka. Futhi noma ubani angaphinda akhiphe inombolo ngayinye kusukela ebusukwini nasenanini elilodwa elivunyelwene, okuyikho okwenza ukwahlukanisa kume uma othile ebuza, ngemva kwesonto, “kungani ngikhokha ngaphezu kukaZanele?”
Obhukhile ukhokhe konke — hlanganisa masinyane futhi ngokwehlukene
USipho ubeke u-R44 000 ekhadini amasonto ngaphambi kokuba kube khona opakishayo. Lowo ngumusa, futhi indlela yokuwubuyisela isivinini, hhayi isaphulelo: hlanganisa irenti ngokushesha nje uma ukwahlukanisa kuvunyelwene, njengomjikelo wayo, ngaphambi kokuba kuqale izindleko zeholide.
Ukukugcina kwehlukene kubalulekile. Uma kuhlanganiswe nebhalansi efanayo yokudla nezidlo, ikhredithi kaSipho engu-R36 800 imboza konke: noma ubani othenge okuthile kwendlu ugcina ekhokhela uSipho esikhundleni sokuthi abuyiselwe yiqembu — kulungile ngezibalo, kodwa kumema u-”kungani ngikhokhela yena?” Hlanganisa indlu kuqala, bese uqhuba okunye kohambo ngebhalansi yakho, njengoba indlela elinganayo yokwahlukanisa uhambo lweqembu ibeka; uma abanye benu behla ngemoto ndawonye, uphethiloli nezimali zomgwaqo kunemithetho yakho, ngoba abantu bangena baphume emotweni njengoba bengena bephuma endlini.
Umyalezo owodwa — “indlu ifike ku-R44 000, ukwahlukanisa kunamathiselwe, nakhu ukungikhokhela” — wehla kangcono kunezikhumbuzo ezinhlanu ezehlukene; ukuhlanganisa izikweletu ngaphandle kokuhlazeka kunamagama.
Imali yokuhlanza, idiphozithi nezengezo
Imali yokuhlanza. Ivamise ukuba ngaphakathi kwesamba sokubhuka futhi iyindleko yendlu, ngakho yahlukanise njengerenti, ngomuntu-ubusuku. Amanye amaqembu ayahlukanisa ngekhanda esikhundleni salokho, ngoba ubuthaka abukhuli ngobusuku. Kokubili kulungile; iphutha kuphela ukungasho ukuthi yikuphi.
Idiphozithi. Idiphozithi kufanele ibuye, ngakho ayahlukaniswa nhlobo: obhukhile uyayikhokha bese eyithola. Uma ingxenye igodliwe, yahlukanisa inani eligodliwe uma lokho kwenzeka — ngomuntu-ubusuku, noma ngalowo owephule into uma lokho kucacile futhi kuvunyelwene.
Uhlobo lwemali oluhlukile. Uma indlu ingaphandle kwezwe, ukubhuka cishe kwakhokhiswa ngolunye uhlobo lwemali; khethani uhlobo olulodwa lwasekhaya lweqembu bese nibhala irenti ngalo — ukwahlukanisa amabhili phakathi kwezinhlobo zemali kudlula kokunye. Futhi uma uhambo lunesivakashi esikhethekile abanye abambozela isabelo saso, ukwenza isabelomali sohambo lwangaphambi komshado yikho ukwahlukanisa okufanele kusetshenziswe esikhundleni salokho.
Lapho iDonget ingena khona
Dala iqembu lohambo bese wabelana ngo-Isixhumanisi sesimemo; umngane ngamunye ubuka iqembu bese ekhetha igama lakhe engena. Engeza indlu njengendleko eyodwa, Kukhokhwe ngu Sipho, R44 000, bese uyahlukanisa nge-Isandisi ubusuku bomuntu ngamunye bube yizabelo zabo — 4, 4, 2, 4, 4, 4 — ukuze izabelo eziyisisekelo ezingu-R8 000 no-R4 000 ziziphume zodwa. Uma inani elengeziwe lekamelo selivunyelwene, shintshela indleko efanayo ku-Inani bese ubhala amanani okugcina: 9 400, 9 400, 3 600, 7 200, 7 200, 7 200.
Ibhalansi yawo wonke umuntu ibe isikhombisa ukuthi umuntu ngamunye ukweleta malini kuSipho, kuthi Hlanganisa izikweletu kubale ukudluliswa okuhlanu. Uma othile emkhokhela, ukukurekhoda njenge-Ukudluliswa kwenza leyo bhalansi ibe uziro kubo bonke kanyekanye. Ukudla nezidlo kungena njengoba kwenzeka, kwahlukaniswe phakathi kwababekhona.
Imibuzo evame ukubuzwa
Endlini eqashiwe eyabiwe, izithandani kufanele zikhokhe ngomuntu noma ngekamelo?
Womabili amasiko akhona. Ngomuntu kusebenza kuzo zonke izakhiwo; ngekamelo kufanele indlu lapho ikamelo ngalinye linomuntu oyedwa. Khetha okukodwa ngaphambi kokubhuka bese ukusho ngokuzwakalayo.
Yahlukaniswa kanjani indlu eqashiwe uma othile ehlala ubusuku obumbalwa?
Bala umuntu-ubusuku esikhundleni samakhanda: hlukanisa isamba ngenani lobusuku bawo wonke umuntu, bese uphinda-phinda ngobusuku bomuntu ngamunye. Ubusuku obubili kwezine buwuhhafu wesabelo esigcwele.
Kufanele likhokhe malini elengeziwe ikamelo elihle kunawo wonke?
Alikho ifomula elisebenza kuzo zonke izindlu. Vumelanani ngenani elilodwa elengeziwe ngaphambi kokuba kube khona okhumula impahla bese nilisabalalisa njengesaphulelo kwabanye ngomuntu-ubusuku.
Ubani okhokhela imali yokuhlanza endlini eqashiwe eyabiwe?
Iyindleko yendlu, ngakho yahlukanise njengerenti, ngomuntu-ubusuku. Amanye amaqembu ayahlukanisa ngekhanda esikhundleni salokho — kokubili kuyasebenza uma kuvunyelwene.
Kufanele sedle kanjani nediphozithi?
Ungayahlukanisi; iyabuya. Obhukhile uyayikhokha bese eyithola. Uma ingxenye igodliwe, yahlukanisa inani eligodliwe uma kwenzeka.
Kufanele athole isaphulelo yini lowo obhukhile ngenxa yomzamo?
Hhayi ngokwejwayelekile; ukubhuka umusa, hhayi indleko. Lokho obhukhile akufanelwe ukukhokhelwa masinyane, ngomjikelo owodwa. Isidlo sokubonga sihlanzeke kunesaphulelo esifihliwe.
Isiphetho
Izinqumo ezintathu ngokulandelana okufanele: bala umuntu-ubusuku esikhundleni samakhanda, vumelanani ngenani elengeziwe lekamelo njengenani elilodwa ngaphambi kokuba kube khona okhumula impahla, bese ukhokhela obhukhile ngomjikelo owodwa ngaphambi kokuba kuqale ukusetshenziswa kwemali yeholide. Kwenze kahle lokho bese amanani azichazela wodwa.
Landa iDonget mahhala bese wahlukanisa indlu elandelayo ngobusuku namakamelo endlekweni eyodwa, ngokuhlanganisa okusuke sekwenziwe ngaphambi kokuthola ichibi.
